The MLO Project
Dismantling the Status Quo, One Episode at a Time.
The MLO Project is THE podcast for loan officers and industry professionals who are ready to evolve. We’re here to disrupt the old guard, break free from outdated norms, and deliver insights that actually matter.
Hosted by mortgage industry veterans Jason Frazier & Michael McAllister, The MLO Project promises No fluff. No clichés. Just real talk, fresh ideas, and actionable takeaways to elevate your career and the industry.
The MLO Project is presented by Empower LO
The MLO Project
Real Talk About Paid Ads: Intent Beats Interruption. Every Time. | Ep. 50
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Thinking about running paid ads in 2026? Pump the brakes.
Frazier and Michael are breaking down the truth about paid advertising — what works, what doesn’t, and where most loan officers go wrong. Whether you’re sitting on a 30K marketing budget or barely spending $300 a month, this episode is a tactical deep dive into interruption vs. intent, social vs. search, and why Google still wins if you're serious about ROI.
No fluff. No theory. Just straight talk on what actually drives deals — and what will drain your wallet.
What You’ll Learn
- Why social media ads aren’t dead — but most of them are dumb
- The difference between passive brand amplification and transactional lead gen
- Why low-cost leads are usually garbage (and what actually matters)
- How intent changes everything — and why interruption-based ads have a short fuse
- What to realistically budget for Google or social ads in 2026
Real Talk Quotes
- “You don’t own the customer. You’re just renting attention.”
- “Lead cost means nothing if the leads suck.”
- “You’re never gonna get a CTC on your feelings.”
- “Intent-based leads wait for you. Interruption leads forget you.”
- “We can all get 50-cent leads. That’s not the flex you think it is.”
Tactical Takeaways
- ✅ Expect to spend $1,500/month minimum if you want transactional ROI
- ✅ Social media ads work best to amplify brand — not chase cold leads
- ✅ Google Search ads are still the king of high-intent lead generation
- ✅ YouTube & TikTok are the only social platforms with real search intent
- ✅ If you’re not following up with automation, you’re burning money
- ✅ Don’t run your own ads unless you want to waste time and budget
Why This Episode Matters
Most LOs are playing checkers when it comes to paid ads — this episode helps you play chess. Whether you’re doing consumer direct or trying to convert your social audience, you’ll learn where to invest, what to expect, and how to actually get deals from your dollars.
Want Help Running Ads That Work?
This episode is powered by Empower LO, the trusted team behind hundreds of top-producing LOs running scalable Google ad campaigns.
Learn more at empowerlo.com
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