The MLO Project

Goals Are Just Greeting Cards for Your Ego | Ep. 48

Frazier Episode 48

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It’s a new year, which means your feed is flooded with goal-setting posts, vision boards, and all the same recycled motivation. But here’s the truth: None of that matters without execution. In this episode, Frazier and Michael torch the traditional January BS and get straight to what actually drives success in 2026.

You’ll hear why most loan officers set goals that are more about ego than execution—and how that mindset will keep you broke and burned out. We break down the difference between real commitment and performative goal-chasing, and give you the mental framework needed to stop resetting your goals and start finishing them.

No gimmicks. No cute quotes. Just a full-throttle conversation about what it actually takes to win this year—and why headlines might be your best strategy yet.

💥 What You’ll Learn

  • Why most goals are designed to make you feel productive, not be productive
  • The real reason you fall short by February
  • How “headlines” are better than goal lists (and what that actually means)
  • What to do when motivation fades
  • The mindset shift that separates top producers from everyone else

🧠 Why This Episode Matters

This isn’t another “set your goals” pep talk. It’s the slap in the face you need to stop playing small and start leading with clarity and conviction. If you’re tired of fake progress and real burnout, this episode is your reset button.

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