Forget What You Know! Build What’s Possible w/Jason Kindler | Ep. 42 Artwork

The MLO Project

Dismantling the Status Quo, One Episode at a Time.

The MLO Project is THE podcast for loan officers and industry professionals who are ready to evolve. We’re here to disrupt the old guard, break free from outdated norms, and deliver insights that actually matter.

Hosted by mortgage industry veterans Jason Frazier & Michael McAllister, The MLO Project promises No fluff. No clichés. Just real talk, fresh ideas, and actionable takeaways to elevate your career and the industry.

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The MLO Project

Forget What You Know! Build What’s Possible w/Jason Kindler | Ep. 42

November 18, 2025 • Frazier • Episode 42

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In this special in-person episode of The MLO Project, Frazier and Michael sit down with Florida broker and First Coast Mortgage co-founder Jason Kindler, live from Idaho at the High Table mastermind. It’s a no-fluff conversation about leadership, building efficient operations, crushing limiting beliefs, and redefining what’s possible for mortgage companies heading into 2026.

Kindler opens up about his personal and professional journey, including surviving the crash, getting sober, and rebuilding with intention. He shares how he's preparing his team to not just survive the next boom—but scale it, stress-free. This is a raw, strategic, and transparent deep dive into the mindset and systems that separate stagnant shops from future-proof machines.

Key Topics Covered:

Why operational efficiency isn’t optional anymore
Building a tech-enabled brokerage that can scale without breaking
How small brokers can compete with big retail ops
Why speed still kills—and slow still loses
AI, APIs, and building the “ideal” experience
Personal resilience: Jason’s journey through addiction and recovery
Launching a coaching portal powered by AI + years of hard-won experience
Why most brokerages wait too long to invest in infrastructure
Why perfect doesn’t exist—but the ideal is real

Tactical Nuggets:

Designing operational models that absorb 40–50 loans overnight without chaos
How to structure teams so originators get the support they deserve
Why it’s time to unlearn what worked in the past
How Kemmer is using two years of coaching transcripts to build a GPT-powered training hub
Planning for efficiency now so you’re not scrambling when the boom hits

Big Quote:

“You’re 100% in control of your income. I don’t care what the market’s doing. I’ve had great years in this market—and so have others. It’s mindset and execution. Period.” – Jason Kemmer

Guest Plug:

Jason is building a full coaching platform loaded with systems, calculators, AI tools, and years of strategic content for loan officers and team leaders. Connect with him on social to learn more and get on the early list.

https://firstcoastmortgagefunding.com/KindlerCoaching